Title
Consider recommendations regarding employee benefit insurance program renewals for Calendar Year 2027, as follows: (4/5 Vote Required)
a) Approve the following 2027 employee benefit insurance program renewals, each for 12-month period beginning January 1, 2027:
i) Public Risk Innovation, Solutions, and Management (PRISM) Health Blue Shield Health Plans; renewal of the PRISM Blue Shield Tandem Narrow Network, Blue Shield Exclusive Provider Organization (EPO) High, Blue Shield EPO Low, Preferred Provider Organization (PPO), and High-Deductible Health Plan (HDHP) with a 10.7% premium increase for all active employees and retirees;
ii) Kaiser Permanente Health Maintenance Organization (HMO) Health Plans; renewal of the Kaiser Permanente High and Low HMO plans for active employees and early retirees at the existing benefit levels with a 10.7% increase in premiums, and renewal of the Kaiser Senior Advantage Plans for all Medicare-eligible retirees at the existing benefit levels, with no rate increase;
iii) Retiree Health Plans; renewal of the United Healthcare Medicare Advantage Plans for retirees, and the Medicare PPO Advantage Plans with a 9% increase for the Low Plan and a 7.2% increase for the High Plan;
iv) County Self-Funded Delta Dental PPO Plan; renewal of the County’s self-funded Delta Dental PPO Plan at existing benefit levels for active employees and retirees with no rate increase;
v) DeltaCare USA - Dental HMO (DHMO) Plan; renewal of the DeltaCare USA DHMO plan at existing benefit levels for active employees and retirees with no rate increase for a two-year period;
vi) Vision Service Provider (VSP) - Choice Vision Plan; renewal of the VSP Choice Plan for active employees and retirees with a 3.0% increase in premiums, at existing benefit levels due to an enhanced benefit providing an allowance for blue light filtering glasses or sunglasses; and
vii) Empathia Life Matters - Employee Assistance Program (EAP); renewal of the LifeMatters EAP at exi...
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