Title
Consider recommendations regarding 2025 Employee Benefits Insurance Program Renewals, as follows: (4/5 Vote Required)
a) Approve the following 2025 employee benefit insurance program renewals:
i) Public Risk Innovation, Solutions, and Management (PRISM) Health Blue Shield Health Plans - The renewal of the PRISM Blue Shield Tandem Narrow Network, Blue Shield Exclusive Provider Organization (EPO) High, Blue Shield EPO Low, Preferred Provider Organization (PPO), and High Deductible Health Plan (HDHP) plans for a twelve-month period, at the existing benefit levels with a 4.29% increase in premiums, effective January 1, 2025, for all active employees and retirees. All Blue Shield plans include the PRISM Navigator PPO - Accolade at a zero cost for all covered employees and their dependents;
ii) Kaiser Permanente Health Maintenance Organization (HMO) Health Plans - The renewal of the active employees' and early retirees' Kaiser Permanente High and Low HMO plans for a twelve-month period at the existing benefit levels, with a 4.29% increase in premiums, effective January 1, 2025, and for all Medicare-eligible retirees, with an average 7.71% increase in premiums for the Senior Advantage Plans, at the existing benefit levels;
iii) Retiree United Healthcare Medicare Risk HMO Health Plans - The renewal of the United Healthcare Medicare Risk HMO Health Plans for County of Santa Barbara retirees, at existing benefit levels, and a 10.8% increase of premium, for a twelve-month period, effective January 1, 2025;
iv) County Self-Funded Delta Dental PPO Plan - The continuation of the existing program benefits with an increase of 1.1% in premiums for both active employees and retirees. Rates are for a twelve-month period, effective January 1, 2025;
v) DeltaCare USA - Dental Health Maintenance Organization (DHMO) Plan - The renewal of the existing DeltaCare USA DHMO plan, continues the existing benefit levels for active employees and retirees, with a rate pass for two mor...
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